buy to let mortgage

Whether you are looking to boost your earnings from rental income, or through capital growth, becoming a landlord can be an attractive opportunity. Ready to get started? Let Affinity Mortgages find the best buy to let mortgage for you.

two ways to apply for a buy to let mortgage.

At Affinity, we recognise that different people take different approaches. If you prefer to dot your own ‘I’s and cross your own ‘T’s, feel free to proceed to Affinity Online. If you’d prefer to let us look after your buy to let mortgage application, there’s Affinity Connect.

why use affinity connect?

complete your own application with affinity online

Get your paperwork handy, your ducks in a row and your game face on, it’s time to apply…

get started

let us guide you with affinity connect

If filling out forms is not your thing, give us your info, put your feet up and let us get to work…

get started

buy to let mortgage application quick guide

rent potential: The decision as to whether or not a buy to let mortgage will be offered is usually based on rental coverage – will the rent earned on the property cover the repayments? In some cases, there is less emphasis placed on your earned income.
interest rate: Buy to let mortgages tend to have slightly higher interest rates than standard residential mortgages
larger deposit: Typically, lenders will insist on a minimum deposit of around of 20% or 25% of the property's value.

most common faqs

How much can I borrow for a buy to let mortgage?

This will depend on a number of factors - rental income, earned income, how many properties you currently own and more. Talk to one of our specialists today to see whether an extra income as a landlord is within your grasp.

Is it possible to convert a residential mortgage to buy to let?

What are the tax implications of buying a property to let?

your question not answered here? view all faqs

affinity connect

Your teacher was wrong. You don’t have to apply yourself. If time is short, let us do what we’re good at. We’ll fill out all the forms without making any of those easy-to-make mistakes that can cause delays or even cause a buy to let mortgage application to be rejected.

complete flexibility.

Nothing is set in stone, both in terms of how we approach finding the best buy to let mortgage for you – or the deal itself. If we can change anything up to make it more suitable to you, we’ll do it.

experienced, dynamic advisors.

When you contact us, it’s not an intelligent algorithm that’s replying to you – it’s an intelligent human. We’ll be up close and personal throughout your process. And if you’d prefer to chat about your buy to let mortgage in person, you can visit our offices in Southend, Essex.

happy clients make us happy.

Setting our clients on their way with the ideal financial product is what gives us the warm fuzzy feeling of a job well done. And our clients seem to appreciate it too.

have a question?

If there’s anything you’re unsure about, or if you just want to get the ball rolling, please email us – or give us a call if you want to have a word with a friendly human. Or, if you're local, why not pop in, we're based in Southend-on-Sea in Essex.

01702 337003 contact us