buy to let mortgage

Whether you are looking to boost your earnings from rental income, or through capital growth, becoming a landlord can be an attractive opportunity. Ready to get started? Let Affinity Mortgages find the best buy to let mortgage for you.

buy to let mortgage

apply for a buy to let mortgage.

At Affinity, we recognise that different people take different approaches. If you prefer to dot your own ‘I’s and cross your own ‘T’s, feel free to submit your own application here. Or, if you’d prefer to let us look after your buy-to-let mortgage application, click 'get started' to share your details and we'll give you a call.

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If filling out forms is not your thing, give us your info, put your feet up and let us get to work…

buy to let mortgage application quick guide

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rent potential
The decision as to whether or not a buy to let mortgage will be offered is usually based on rental coverage – will the rent earned on the property cover the repayments? In some cases, there is less emphasis placed on your earned income.
interest rate
Buy to let mortgages tend to have slightly higher interest rates than standard residential mortgages
larger deposit
Typically, lenders will insist on a minimum deposit of around of 20% or 25% of the property's value.

most common faqs

How much can I borrow for a buy to let mortgage?

This will depend on a number of factors - rental income, earned income, how many properties you currently own and more. Talk to one of our specialists today to see whether an extra income as a landlord is within your grasp.

Is it possible to convert a residential mortgage to buy to let?

It certainly could be - speak to one of our experts today to discover whether this could be an option for you.

What are the tax implications of buying a property to let?

There will potentially be tax implications when generating an income by letting a property. Though we don’t deal directly with matters relating to tax, we can always point you in the right direction. Get in touch today.

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Your teacher was wrong. You don’t have to apply yourself. If time is short, let us do what we’re good at. We’ll fill out all the forms without making any of those easy-to-make mistakes that can cause delays or even cause a buy to let mortgage application to be rejected.

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complete flexibility

complete flexibility.

Nothing is set in stone, both in terms of how we approach finding the best buy to let mortgage for you – or the deal itself. If we can change anything up to make it more suitable to you, we’ll do it.

experienced, dynamic advisors.

When you contact us, it’s not an intelligent algorithm that’s replying to you – it’s an intelligent human. We’ll be up close and personal throughout your process. And if you’d prefer to chat about your buy to let mortgage in person, you can visit our offices in Southend, Essex.

experienced, dynamic advisors
Happy clients

happy clients make us happy.

Setting our clients on their way with the ideal financial product is what gives us the warm fuzzy feeling of a job well done. And our clients seem to appreciate it too.

have a question?

If there’s anything you’re unsure about, or if you just want to get the ball rolling, please email us – or give us a call if you want to have a word with a friendly human. Or, if you're local, why not pop in, we're based in Southend-on-Sea in Essex.

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