development finance

If you are seeking a residential property development loan, Affinity Mortgages can help you finance your next project. Even if your project is already underway and you require investment to get the job done, we can help you find the development loan that will help you complete your project.

First time buyer mortgage

property developer?

Whether you are a first time developer or seasoned professional, Affinity Specialist Finance have the expertise to offer advice that could help you make a mint, and/or save you a fortune. Contact our advisors for quality advice on property development finance.

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development finance

Affinity can help find a reliable business lender for your circumstances. If you’re ready to talk to us about your business loan requirement, get in touch.

development finance application quick guide

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we’ll review your information
The information you provide will be reviewed by a specialist broker who has the commercial finance expertise to help source the right lender for you.
we’ll contact you to learn about your requirements
A specialist broker will contact you at a convenient time to discuss your property development loan requirements and talk around the next stages of the process. For complex cases, or if you prefer, a face to face meeting can be arranged at one of our various offices across London and the South East.
we search providers to identify the ideal product
Our specialist commercial brokers have access to the whole of the property development finance market, which includes traditional high street lenders, private banks and even private investors depending on your circumstances and specific requirements.

most common faqs

How do I find out how to get a business loan?

We need to get to know the background of your business in order to determine what kind of commercial finance may be available - but the first step is to get in touch with us and let our experts advise you.

Do I need to have comprehensive accounts and projections for a development finance application?

In a perfect world yes, However, we do understand that they are not always readily available in full. Your broker will advise you of the necessary documentation required to avoid you having to provide information over and above what is required both by a property development mortgage lender and us as your mortgage broker.

Will I need to give details as to how the development finance will be deployed?

In order to ensure we satisfy our regulatory commitments around anti money laundering an understanding of your future plans is necessary and will be undertaken during the fact finding stage. However, property entrepreneurs and developers often require ‘war chest’ funds to utilise when an opportunity arises. In such cases it would not be possible or a requirement to provide categorical confirmation around onward purchases.

What factors will affect the interest rate I pay for development finance?

Your mortgage broker will always aim to source the cheapest rate available across the entire market under your circumstances, whilst also considering other factors such as lenders appetite for certain deals and geographical areas, yours and your business’s credit history and deposit/equity funds available. There are many more factors to be considered, of which the list is not exhaustive. Your broker will always explain the reasoning behind the lender chosen and an indication of where the pricing sits across the market.

Can I apply for property development finance?

Anyone can apply for development finance, although lenders will always ask if there is a track record of work - and this market can be diluted according to your experience, and therefore the cost of money could rise.

What kind of interest rates are available on property development loans?

Interest rates can vary greatly dependent on so many varying factors but this is where we add value to so many clients - because our task is to find the perfect solution available for our customers.

Can I get a loan to buy land?

You certainly can! If you have seen some land you want to buy whether for development commercially or residentially - speak to one of our advisors today.

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Happy clients

happy clients make us happy.

Setting our clients on their way with the ideal financial product is what gives us the warm fuzzy feeling of a job well done. And our clients seem to appreciate it too.

have a question?

If there’s anything you’re unsure about, or if you just want to get the ball rolling, please email us – or give us a call if you want to have a word with a friendly human.

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