home insurance

Your home needs protecting too, and we are well set to help you do this – we use a panel of providers who will be there should any of the worst things happen. As advisors we will do our best to find the right insurer for all of our clients, including the HNW whom may require specialist insurers to cover certain individual items. Let us do the searching for you.

Home insurance

two ways to apply.

Once we’ve identified your perfect policy, you may feel confident enough to proceed to Affinity Online to complete your own home insurance application. If not, there’s Affinity Connect - we can’t turn up to a medical for you, but we’ll do our best to look after everything else!

complete your own application with affinity online

If you’re confident about completing a successful home insurance application by yourself, then let’s get straight down to it…

let us guide you with affinity connect

If you’d prefer Affinity to take the strain, we’ll personally take you through each stage of the process.

home insurance application quick guide

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we will collect your information
We collate all the information you provide to form a solid basis for our research into the most suitable home insurance policy.
we’ll contact you to learn about your requirements
Either over the phone or in person, we’ll get to know you and decide on the kind of policy that will suit your needs.
we search providers to identify the ideal product
Affinity searches a broader range of providers than most of the big brokers out there. You can trust us to find the best deal on the market right now.
we will apply to the insurer on your behalf
Small mistakes in the application could invalidate the policy if it ever comes to making a claim. With Affinity’s help, those dangers are avoided.

most common faqs

Do I need home insurance if I have a mortgage?

Unlike driving a car, you can legally own a home without homeowners insurance. However, if you finance your home with a mortgage, your lender most likely will require you to have home insurance coverage to protect your home in case of damage cause by unforeseen circumstances, such as fires or natural disasters.

Does homeowners insurance cover death of owner?

Though the estate would not automatically become the insured homeowner, a home insurance company, in practice, will generally pay the estate of the property owner named on the policy. One risk that the estate has, following the homeowner's death, is that the estate can be sued for injuries on the premises.

What will homeowners insurance pay for?

You may also be able to purchase additional coverages for greater protection. Typical homeowners insurance policies offer coverage for damage caused by fires, lightning strikes, windstorms and hail. For example, damage caused by earthquakes and floods are not typically covered by homeowners insurance.

your question not answered here? view all faqs

affinity connect

Your teacher was wrong. You don’t have to apply yourself. If time is short, let us do what we’re good at. We’ll fill out all the forms without making any of those easy-to-make mistakes that can cause delays or even cause an application to be rejected.

affinity connect
complete flexibility

complete flexibility.

Nothing is set in stone, both in terms of how we approach finding the right deal for you – or the deal itself. If we can change anything up to make it more suitable to you, we’ll do it.

experienced, dynamic advisors.

When you contact us, it’s not an intelligent algorithm that’s replying to you – it’s an intelligent human. We’ll be up close and personal throughout your process.

experienced, dynamic advisors

our ears are burning

what our customers are saying about us on trustpilot

Shel Parker 5* review

Shel Parker

trustpilot review

5* experience and service from start to finish!!!!

Affinity Mortgages are an approachable, friendly team of people that go over and above to make the whole process of buying a house a pleasant one. I recommend them to anyone and everyone considering buying a house or remortgaging. I can’t speak highly enough!!!!

Ryan Love 5* review

Ryan Love

trustpilot review

Great company, highly recommended

A really great company with highly skilled and friendly people. It was my first mortgage, and the advice I was given was invaluable to me. Can’t recommend highly enough.

Tony Wooster 5* review

Tony Wooster

trustpilot review

Very Professional

Very professional, nothing is too much trouble for them, went through everything in a manner I could understand and very detailed. Got me a very competitive deal and would definitely use them again.

have a question?

If there’s anything you’re unsure about, or if you just want to get the ball rolling, please email us – or give us a call if you want to have a word with a friendly human.

Contact us