life insurance

For those seeking a plan that will pay out a sum on death or the diagnosis of a terminal illness, life insurance is the most common form of policy you can buy to protect the financial well-being of loved ones should you pass away. Affinity will act as your life insurance adviser to ensure you get the most relevant product for your circumstances.

Life Insurance

apply for life insurance.

At Affinity, we recognise that different people take different approaches. If you prefer to dot your own ‘I’s and cross your own ‘T’s, feel free to submit your own application here. Or, if you’d prefer to let us look after your life insurance application, click 'get started' to share your details and we'll give you a call - we can’t turn up to a medical for you, but we’ll do our best to look after everything else!

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If you’d prefer Affinity to take the strain, we’ll personally take you through each stage of the process.

life insurance application quick guide

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we will collect your information
We collate all the information you provide to form a solid basis for our research into the most suitable life insurance policy.
we’ll contact you to learn about your requirements
Either over the phone or in person, we’ll get to know you and decide on the kind of policy that will suit your needs.
we search the market to identify the ideal policy
Affinity searches a broader range of providers than most of the big brokers out there. You can trust us to find the best deal on the market right now.
we will apply to the insurer on your behalf
We will apply to the insurer on your behalf Small mistakes in the application could invalidate the policy if it ever comes to making a claim. With Affinity’s help those dangers are avoided.

most common faqs

Will I need to undergo a medical examination before receiving life insurance?

This is not always the case. Subject to your age, amount of cover and general health, the insurers may require further evidence before they can offer terms. This can be completed by either an additional telephone interview, nurse visit or a targeted report from your GP.

What factors will affect the life insurance policy I can qualify for?

Insurers will look at a number of factors before offering cover. Every provider is different, which is why it is best to speak with one of our advisers who can choose the best insurer for your circumstances. Some of the main factors will be age, occupation type, general health, smoker status and dangerous hobbies or pastimes. Once terms have been offered by the insurer and a monthly premium is agreed, that is the price you will pay each month for the life of the policy, should you choose a guaranteed premium.

Is it compulsory to have life insurance in place for my mortgage?

In general, lenders do not make it compulsory for you to have life insurance in place when you take out a mortgage. They simply require payment of their debt and interest, placing responsibility for insuring yourself and your family with you. We would always recommend you consider taking out a life insurance policy to ensure that your loved ones are protected should the worst happen.

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Your teacher was wrong. You don’t have to apply yourself. If time is short, let us do what we’re good at. We’ll fill out all the forms without making any of those easy-to-make mistakes that can cause delays or even cause an application to be rejected.

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complete flexibility

complete flexibility.

Nothing is set in stone, both in terms of how we approach finding the right deal for you – or the deal itself. If we can change anything up to make it more suitable to you, we’ll do it.

experienced, dynamic advisors.

When you contact us, it’s not an intelligent algorithm that’s replying to you – it’s an intelligent human. We’ll be up close and personal throughout your process.

experienced, dynamic advisors
Happy clients

happy clients make us happy.

Setting our clients on their way with the ideal financial product is what gives us the warm fuzzy feeling of a job well done. And our clients seem to appreciate it too.

have a question?

If there’s anything you’re unsure about, or if you just want to get the ball rolling, please email us – or give us a call if you want to have a word with a friendly human.

Contact us