private medical insurance

Private health insurance ensures that you receive medical treatment promptly and that you have a much wider choice when it comes to where, when and how you are treated. Whether you are looking for personal cover or a family policy, as your medical insurance brokers, Affinity Mortgages will find the ideal cover.

Private medical insurance

apply for private medical insurance.

At Affinity, we recognise that different people take different approaches. If you prefer to dot your own ‘I’s and cross your own ‘T’s, feel free to submit your own application here. Or, if you’d prefer to let us look after your private medical insurance application, click 'get started' to share your details and we'll give you a call - we can’t turn up to a medical for you, but we’ll do our best to look after everything else!

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If you’d prefer Affinity to take the strain, we’ll personally take you through each stage of the process.

private medical insurance application quick guide

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we will review your information
We appreciate that some of the information you provide may be sensitive. We treat all data with the utmost security and confidentiality
we’ll contact you to learn about your requirements
You can either visit us in person, or we’ll chat over the phone to discover the kind of cover that is going to be most suitable
we search ideal providers to identify the ideal product
Our knowledge of the market comes into play as we scan the entire range of private medical cover the market has to offer

most common faqs

Will I need to make any lifestyle changes prior to my application for private medical insurance?

We would always encourage not only our clients but everyone to make positive lifestyle changes but insurers will always judge any application on not just recent but also historical data - so, yes, any positive changes are good, but wont always reflect the premium.

Will I need to undergo a medical examination to receive private medical insurance?

Providing you have no pre-existing conditions when you take out a plan, there will be no medical examination. However, should you have a pre-existing condition, you may be asked further questions about your health, and in some cases the insurance provider will contact your GP.

How much will my private medical insurance policy pay out?

A medical insurance policy will cover all inpatient and day patient treatments in full. This includes diagnostic tests; consultant fees and hospital fees.


Increased levels of cover can be added at your discretion. Outpatient treatment can be covered up to a chosen amount, or you can choose full cover for outpatient treatment and diagnostic tests.

your question not answered here? view all faqs

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Your teacher was wrong. You don’t have to apply yourself. If time is short, let us do what we’re good at. We’ll fill out all the forms without making any of those easy-to-make mistakes that can cause delays or even cause an application to be rejected.

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complete flexibility

complete flexibility.

Nothing is set in stone, both in terms of how we approach finding the right deal for you – or the deal itself. If we can change anything up to make it more suitable to you, we’ll do it.

experienced, dynamic advisors.

When you contact us, it’s not an intelligent algorithm that’s replying to you – it’s an intelligent human. We’ll be up close and personal throughout your process.

experienced, dynamic advisors
Happy clients

happy clients make us happy.

Setting our clients on their way with the ideal financial product is what gives us the warm fuzzy feeling of a job well done. And our clients seem to appreciate it too.

have a question?

If there’s anything you’re unsure about, or if you just want to get the ball rolling, please email us – or give us a call if you want to have a word with a friendly human.

Contact us