A secured loan (sometimes called a second charge) can be a cheaper alternative to a personal loan or a great way of shifting more expensive debts into a cheaper, consolidated finance product – especially if you are already happy with the rate offered by your current mortgage provider.
The debt is of course secured against the equity in your home, so it’s not without risk, but it does mean you will most likely get a more favourable rate than if you were to apply for a personal loan.
Get in touch with one of our advisers to discuss whether a second charge mortgage is right for you.
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If you need some advice about second mortgages, don’t struggle in the dark. Contact us, and set us to work finding your ideal solution. We can even help you out with the application process.